Cream, the app to ask for small loans directly from your smartphone

The new app arrives in the digital histories of iOS and Android Creamwhich allows you to ask small loans from 300 to 3,000 euros and get them within 48 hours. The app of Project Bankchallenger bank for SMEs and private individuals in the cloud, is created in synergy with Faire.ai e Fabric.

Here is Cream, the app to ask for small children from 300 to 3,000 euros

To be able to use Cream and access the loans, just download the app of the same name, totally free. Once this is done, you must register and connect your current accounts. At this point the app will check your requirements.

At this point you can ask for a loan of the desired amount. The approval is instantaneous and the sum is paid within 48 hours on your current account. In addition, with Cream you can view your transactions quickly and easily.

In addition to choosing the desired amount, you can also decide the duration of the amortization plan from a minimum of 6 to a maximum of 18 months. The first scheduled installment will be debited 30 days after the loan is credited to your account.

Gianluigi Davassi, CEO and Founder of Faire.ai, explains that artificial intelligence is about assigning credit in an inclusive way. “Thanks to our analysis system, based on artificial intelligence, the user can obtain a fairer and more inclusive evaluation, no longer based solely on traditional criteria (such as paychecks, tax returns, etc.) “.

Davassi continues: “To process an applicant’s creditworthiness, our platform returns reliable financial insights that can integrate with banks’ risk models and help them make the right lending decisions. significantly reducing the risk of default “.

Cream is developed by Banca Progetto with Fabrick and Faire.ai. Find more information here.