There are some important features to evaluate when choosing the first card to use to purchase online
Things like the anti-fraud protection, which blocks and identifies suspicious movements. Or two-step verification, even cards with temporary virtual numbers, with customer assistance seven days a week and 24 hours a day. Or notifications on transactions carried out, different verification systems for each card, and the possibility of immediate blocking .
By evaluating these factors, you can choose from among the best credit cards that can be activated online the one that you consider safest for making online purchases.
Credit card and online security: here are the things you need to know
Choosing a card that can provide certainty and security while purchasing online may not be easy. Let’s try to simplify and summarize the key points by explaining the security features and analyzing each one.
- Fraud protection: Automatically identifies suspicious movements and protects against unauthorized purchases
- Two-step verification: involves two different identification steps before confirming the purchase
- Number of virtual cards: Gives you the ability to generate multiple temporary card numbers for added security
- 24/7 customer support: customer service available any day of the week and at any time of the day
- Transaction Alerts: Any transaction made with the card will trigger a notification
- Identity theft protection: these are services that monitor credit and then report any suspicious movements
- Securecode o verified by Visa: services for further protection depending on the type of paper chosen
- Locking technology: to instantly block the card in case of need
Once these points have been observed, it is certainly easier to choose the right credit card for making online purchases.
What is two-step verification
Let’s now talk about a feature that significantly increases the level of security of the card, two-step verification. Almost all institutions and banks adopt it, to summarize it is a system that offers two instead of just one form of identification. Usually this system includes a password and a code sent to the phone to confirm the purchase, or biometric identification which can be face recognition or fingerprint.
Enable transaction alerts
On some credit cards, you can set transaction alerts. A notification arrives directly on your smartphone to confirm the transaction, it can be a text message or a classic notification.
This system is used to identify fraudulent transactions in time and nip them in the bud, to then take action and, if necessary, block the card for safety. They are therefore very useful and it is important to always keep them active.
Choose the virtual credit card
A very interesting innovation are virtual credit cards, capable of generating temporary numbers, one of these cards for example is the Revolut card, so you can purchase without using your real card number.
There are virtual cards that have a limited period, some are disposable and are perhaps only valid for one purchase, once the card ends it disappears and can never be used again.
What is fraud protection
Almost any card has the anti-fraud protectionthis allows you to dispute any suspicious expenses, identify movements that have not taken place and immediately block the card.
This type of protection is essential when purchasing online to nip any attempted fraud, theft or tampering in the bud. In this way, fraudulent intentions are immediately reported, guaranteeing the security of the card.
What to buy online with a credit card
Online with your credit card you can purchase any type of good and service. There are no restrictions and nowadays purchases are kept safe. As we have already said previously, credit card security is guaranteed by a series of new advanced technology systems that are essential to avoid theft or scams.