The arrival of the winter season also coincides with the worsening of various types of problems for our vehicles: here is some advice on how to best manage your insurance policy to avoid problems
With the arrival of the winter season the weather conditions can become truly hostile, in fact it gets dark early and the roads are often humid, wet or even icy. This period puts both drivers and their cars to the test and the question we should ask ourselves is: Is the car insurance taken out really complete to face the winter challenges?
Car insurance and winter season: is your policy really complete?
If the Car RCA is mandatory by law, and essential at any time of the year, the different seasonseach with specific risks and issues, can Indeed request ad hoc protections. In winterfor example, it must be taken into consideration that:
- The risk of road accidents due to skidding increases due to slippery or icy road surfaces;
- Cold temperatures can cause sudden mechanical problems and put the various components of the vehicle to the test. Looking carefully at the warning lights with which the car signals a fault is essential, as is always maintaining a safe driving style;
- The dark and the cold can represent an incentive for thieves who have more favorable conditions to act undisturbed;
- Frost, hail and snow can damage the vehicle’s windows.
These are just some of the aspects to consider in winter and for which you need to make sure you are appropriately protected. In this regard, insurance companies offer the possibility of customize the policy by adding additional guarantees which can be fundamental in the event of damage caused by specific events. These optional coverages offer advantages:
- Road assistance: often has the possibility of having free interventions, replacement cars, payment of the overnight stay or expenses for returning if you are away from home and much more;
- Coverage for natural events: provides compensation in the event of heavy hailstorms or other events that can damage the vehicle;
- Theft and Fire Guarantee: to obtain a refund in the event of partial or total theft of the vehicle or fire damage;
- Glass policy: useful for repairing damaged glass by paying only a small amount compared to the total cost.
The additional guarantees offered by insurance companies really cover a wide range of situations, but obviously they have a cost: negligible, compared to what you would have to pay out of your own pocket in the event of damage, but which affects the final premium. Precisely for this reason it is essential to include the necessary optional coverage by personalizing your own policy, without however abusing itthus avoiding paying unjustified costs.
Facing the winter with a complete insurance policy can guarantee the right peace of mind while you are driving, certain of being prepared in any eventuality: neglecting the importance of adequate coverage, perhaps to take out a cheaper policy, is a risk and can lead to large unexpected expenses.
Adding additional guarantees when you take out insurance online is quick and easy: ConTe.itinsurance distributor belonging to the Admiral group, allows you to customize the policy in just a few minutes and to clearly and transparently display the weight of each ancillary guarantee on the premium. In case of doubts or needs, customer service is available to provide further information or indicate the most suitable solution for individual needs: ConTe.it, alongside motorists and motorcyclists for years, therefore allows you to make the best choice without long telephone waits or appointments in the agency, in the complete comfort of your own living room, assisted by trusted consultants able to answer any doubts.