Hype and Viabuy, let’s find out all the features, advantages and disadvantages of these two cards. The comparison in this dedicated article
Hype e Viabuy they are two prepaid cards that are very popular with people. Simple solutions that allow you to manage your entrances by accessing the phone app with a click. Despite common points, including ease of use, there are substantial differences which make the two cards suitable for very different types of customers. Let’s start by analyzing the main features of Hype and then move on to Viabuy.
Features of Hype
The Hype card is perfect for anyone looking for a simple account to manage directly online. It is a product made by Banco Stella and belongs to the Mastercard circuit. People who want an online bank without management fees choose Hype above all. In fact, there are no annual fees to pay, as well as top-up, withdrawal and issuing costs. It is a personal account with limitations which, for some people, may be important. In general, however, they do not represent a problem for those who do not have large monthly income to manage.
For example it is not possible spend more than 1000 euros a day, there is a withdrawal limit of 250 euros and a top-up limit of 4990 euros by bank transfer. Limits which, as we will see shortly, with Viabuy are decidedly less prohibitive for those with different needs. The Hype card can be managed simply online, both from the desktop and using the app for Android and iOS. In this way, the account holder can not only carry out all the traditional operations directly online, but also keep the balance completely under control.
With Hype you can:
- Pay for public transport tickets
- Buy in physical and online stores that accept the mastercard circuit
- Deposit money
- Credit the salary
- Directly debit domestic utilities
- Make phone top-ups
- Make investments
- Block and restore the card at any time, without having to give justifications
- Activate up to five digital cards for better control of funds
There are also two paid versions, Hype Next at 2.90 euros per month and Hype Premiumat 9.90 euros per month.
Features of Viabuy
The Viabuy card, just like Hype, is a prepaid card from the MasterCard circuit. It is easy to open and all the operations following the signing of the contract can be carried out easily online. To open it you need to register and follow the procedures established by the anti-money laundering laws. To use it there are no preliminary checks on income or even on one’s financial position. The IBAN in this case is foreign and belongs to the bank Dock Financial SA Il The cost of issuing the card is €69 and there is an annual fee to be paid which is 19.90 euros. Unlike other financial products, it is still quite convenient, especially considering the advantages for its account holders in terms of transaction security.
Other charges include top-up costs of 0.9% and withdrawal costs of €5. The limits are as follows:
- Daily spending limits: 2400€
- Withdrawal limit: 2400€
- Top-up limit: 50.000€
As Hype allows you to make a series of traditional operations, such as: sending and receiving wire transfers, making telephone top-ups, getting your salary credited, renting a car for a short or long time, charging domestic utilities, making investments and checking funds directly online. People who decide to use the Viabuy current account do so especially because they manage to have one more control over your privacy. For many, it is still a particularly expensive card, both in terms of fixed costs and those of dispensing the card.
Furthermore, it is not possible to block the card using the application but it is necessary to contact the credit institution by telephone. To activate the account it is necessary to send the paper documents to the headquarters and this involves a greater loss of time.
Main differences between Hype and Viabuy
Both cards allow you to carry out the common operations of any debit card. However, there are three main differences that can be noted:
Where to find more information
You can find more information about Hype and Viabuy, as well as many other prepaid, debit and credit cards, on the website miglioricarteprepagate.com. In fact, this portal deals daily with reviewing the best financial products, helping people to make an informed choice on which ones are best for them. They also carry out various comparisons between the cards, in order to bring to light the pros and cons of each one. For further updates and news, stay tuned to techgameworld.com.