To protect users from the risks of online fraud, which has become increasingly widespread in recent years, Visa has collected a list of golden rules to follow to unmask fraud attempts. Here are the full details:
Visa’s rules against online fraud
The first rule identified by Visa to unmask potential online fraud is represented by the checking the spelling of messages. The presence of grammar errors or language inconsistencies could be a sign of a scam attempt (the message may have been translated by an automatic translator). Furthermore, be wary of urgent requests which are often used to bring about an online scam.
Do not underestimate the resuspicious inquiries such as very tempting offers or requests to rearrange a delivery. It is also important verify that the sender is actually who they say they are as scammers often attempted to increase their credibility by posing as someone else, using words and phrases found in authentic communications. It can also be useful check the message with a trusted person to get a second opinion on the matter.
To avoid online fraud, Visa points out, it’s important find the right website making sure that the padlock icon is indicated in the address bar and that the website address starts with HTTPS. It is also worth checking the seller’s website and reviews. Furthermore, it is fundamental to do beware of phishing scams.
Also note that to pay securely it is better to use tokens or one click services ed use a secure way to identify yourself using Strong Customer Authentication and, when possible, setting methods such as fingerprint or face recognition.